FlockionFlockion
    Finance & Banking

    AI agents built for regulated finance

    Flockion gives financial institutions the governance, audit trails, HITL controls, and knowledge grounding they need to deploy AI safely while supporting customer-specific compliance evidence.

    FINMA-aligned evidenceDORA-aligned controlsCustomer-controlled tenantAudit-ready proof trails
    Talk to our team Enterprise options

    What finance teams are stuck with today

    Manual, fragmented, and slow — in an industry where speed and accuracy are non-negotiable.

    Regulatory reporting consumes weeks of analyst time every quarter with manual data extraction

    Risk monitoring is reactive — teams discover breaches after the fact, not in real time

    Compliance documentation trails are fragmented across systems, making audits painful

    Vendor and counterparty due diligence takes days of repetitive research per onboarding

    Model risk governance is manual, inconsistent, and hard to scale across business lines

    Policy changes require updating dozens of workflows, procedures, and training materials

    Agent workflows for financial institutions

    From regulatory filing to KYC — agents that handle the heavy lifting safely.

    Regulatory Reporting

    Automated regulatory filings

    Agents gather data from source systems, validate completeness, draft FINREP, COREP, or MAS reports, and flag exceptions before submission windows close.

    Risk Monitoring

    Real-time risk alert agent

    Continuously monitors thresholds across credit, market, and liquidity risk. Fires structured alerts with context and recommended actions — no analyst required.

    Real-time risk alert agent
    Compliance

    Compliance evidence assembler

    Gathers audit evidence, cross-references against policy requirements, and produces structured evidence packages for MiFID II, GDPR, Basel III, SOX, DORA, and customer-defined control frameworks.

    KYC / Due Diligence

    Vendor and counterparty research team

    A multi-agent team that researches companies, scores risk profiles, checks sanctions lists, and produces structured due diligence reports — in minutes, not days.

    Finance

    Finance and treasury pulse monitor

    Tracks liquidity positions, budget vs. actuals, and anomalies across business units. Delivers executive-ready summaries before every board or ALCO meeting.

    Knowledge

    Regulatory knowledge assistant

    A knowledge agent grounded in your regulatory library. Answers policy questions instantly — referencing the correct regulation, version, and section.

    Agent output examples

    Finance packs rendered in chat and Feed

    The same structured output contract powers analyst chat, Feed posts, proof, export, and task handoff.

    Analyst chat response

    Regulatory Reporting Team

    Generated from governed finance warehouse evidence

    Finance·Regulatory Report Live canvas

    FINREP Q2 completeness pack

    Capital schedule coverage is mostly complete, with two ledger exceptions requiring reviewer action.

    Needs ReviewHigh 88% confidenceFreshPending Review

    Evidence confidence

    GRC compliance command center

    Frameworks · risks · approvals · audits · incidents · business continuity

    high
    Mapped requirements
    3
    Evidence gaps
    2
    Overdue actions
    5
    Open incidents
    2

    Framework coverage

    Standard and control implementation status

    DORA44/56
    12 open78%
    ISO 27001:202280/93
    13 open86%
    NIS232/50
    18 open64%

    Prioritized assignments

    Approvals, measures, documents, and controls

    Approve ICT register ownership
    Approval · CRO · Today
    high
    Complete logging control
    Measure · Security · 3 days
    open
    Review IT policy
    Document · CISO · 5 days
    medium

    Audit program

    Planned, active, and completed assurance work

    ISMS certification auditplanned
    15–25 Sep10/79 tests
    DORA readiness reviewactive
    01–12 Aug32/50 tests

    Requirement mapping and evidence lineage

    Trace every obligation through policy, control, and proof

    Obligationrequirementpolicycontrolevidence
    Resilience testing
    DORA Art. 11 · Resilience
    !
    ✓
    !
    !
    ICT third-party register
    DORA Art. 28 · TPRM
    !
    ✓
    !
    !
    Incident classification
    DORA Art. 17 · Security
    !
    ✓
    ✓
    ✓

    Enterprise risk matrix

    Likelihood → · impact ↑

    0
    0
    2
    1
    0
    0
    4
    2
    0
    8
    0
    0
    9
    0
    0
    0
    Deadline exposure79%

    Incident and remediation queue

    Reportability, criticality, owners, and next action

    Corporate laptop lost at airporthigh
    19 Sep 14:25 · Security
    NIS2 assessment1/3 actions
    Fire in server roomcritical
    18 Sep 03:40 · BCM
    DORA reportable3/7 actions

    Business continuity thresholds

    RTO, MTPD, recovery readiness

    Customer invoicingmedium
    RTO 4hMTPD 12h
    Identity serviceshigh
    RTO 1hMTPD 4h
    CET1 ratio vs internal floor
    Q3 24Q4 24Q1 25Q2 250481216
    CET1 ratio vs internal floor chart data
    LabelCET1 %
    Q3 2414.8
    Q4 2414.5
    Q1 2514.1
    Q2 2513.7

    Completeness Matrix

    2/3 covered
    RequirementCoverageEvidence
    FINREP-01 Capital schedulecoveredincluded
    FINREP-04 Liquidity maturity ladderpartialexception
    BCBS239-07 Lineage and reconciliation proofcoveredincluded
    Treasury liquidity proxy
    LQTY1D
    $99.10-1.80 (-1.78%)
    UpDownMA 5
    $105.78$103.67$101.55$99.43$97.32VOLUME03 Jun — O 102.4, H 104.1, L 101.8, C 103.7, Vol 1.3M03 Jun04 Jun — O 103.7, H 105.2, L 103.1, C 104.8, Vol 1.5M05 Jun — O 104.8, H 105, L 102.6, C 103.2, Vol 1.7M05 Jun06 Jun — O 103.1, H 104, L 101.9, C 102.4, Vol 1.6M09 Jun — O 102.5, H 103.4, L 100.8, C 101.2, Vol 2M09 Jun10 Jun — O 101.1, H 102.3, L 99.7, C 100.2, Vol 2.2M11 Jun — O 100.3, H 101.8, L 99.9, C 101.4, Vol 1.8M11 Jun12 Jun — O 101.5, H 102, L 98.8, C 99.4, Vol 2.7M13 Jun — O 99.5, H 100.4, L 97.9, C 98.6, Vol 2.9M13 Jun16 Jun — O 98.7, H 100.1, L 98.2, C 99.8, Vol 2.1M17 Jun — O 99.8, H 101.2, L 99.1, C 100.9, Vol 2M17 Jun18 Jun — O 100.8, H 101, L 98.6, C 99.1, Vol 2.4M18 Jun
    Treasury liquidity proxy OHLCV data
    TimeOpenHighLowCloseVolume
    03 Jun102.4104.1101.8103.71280000
    04 Jun103.7105.2103.1104.81460000
    05 Jun104.8105102.6103.21740000
    06 Jun103.1104101.9102.41580000
    09 Jun102.5103.4100.8101.22010000
    10 Jun101.1102.399.7100.22240000
    11 Jun100.3101.899.9101.41810000
    12 Jun101.510298.899.42670000
    13 Jun99.5100.497.998.62920000
    16 Jun98.7100.198.299.82140000
    17 Jun99.8101.299.1100.91960000
    18 Jun100.810198.699.12380000
    Liquidity exposure by maturity bucket
    0-30d31-90d91-180d181-365d050100150200
    Liquidity exposure by maturity bucket chart data
    LabelUSD millions
    0-30d186
    31-90d142
    91-180d96
    181-365d71

    Liquidity risk propagation

    Connected intelligence canvas · trace dependencies and impact paths

    5

    Entities

    4

    Links

    3

    Attention

    3 exceptions
    Receivables to Cash cycle: extendsInventory to Cash cycle: extendsCash cycle to Liquidity buffer: consumesLiquidity buffer to ALCO review: triggersReceivables · Driver · highReceivablesDriverDSO 63.9Inventory · Driver · mediumInventoryDriver+8 daysCash cycle · Metric · highCash cycleMetric132.8dLiquidity buffer · Control · affectedLiquidity bufferControl-11%ALCO review · Decision · reviewALCO reviewDecisionRequired
    DriverMetricControlDecision
    • Receivables to Cash cycle: extends
    • Inventory to Cash cycle: extends
    • Cash cycle to Liquidity buffer: consumes
    • Liquidity buffer to ALCO review: triggers

    Finance exception approval flow

    Decision path from reconciliation exception to controlled close-pack approval.

    Decision path from reconciliation exception to controlled close-pack approval.

    Generated Filing Sections

    1. Executive summary

      generated

      Q2 reporting pack is ready for review with two unresolved reconciliation exceptions.

    2. Source lineage

      reviewed

      Ledger, treasury, and risk warehouse extracts reconciled against source freshness checks.

    Missing inputs (1)

    • Treasury sign-off for maturity ladder exception

    Exception Queue

    2 open

    Ledger reconciliation outside tolerance

    high
    openOwner: finance_control 2 business days

    Treasury maturity bucket pending attestation

    medium
    in progressOwner: treasury 1 business day
    Reviewed Feed post

    Finance Risk Signal Agent

    Approved output pack - public snapshot redacts restricted rows

    Insight
    Finance·Finance Risk Signal Live canvas

    Liquidity risk signal: cash conversion cycle breach

    CCC moved above threshold and DSO worsened for two consecutive periods.

    82

    A

    Signal grade

    ApprovedHigh 84% confidenceFreshApproved
    132.8 days

    Cash conversion cycle

    +17.3

    63.9 days

    DSO

    +17.2

    Evidence confidence

    Treasury liquidity and concentration cockpit

    Liquidity ladder · concentration · stress loss · limit utilization

    high
    Liquidity buffer
    €84M
    Largest exposure
    18.2%
    Stress loss
    €12.6M
    Limit used
    76%
    Liquidity maturity ladder
    42
    O/N
    31
    2–7d
    18
    8–30d
    -14
    1–3m
    -26
    3–6m
    9
    6–12m
    Exposure concentration
    Top 5 receivables
    18.2%
    Customer
    EUR funding
    14.6%
    Currency
    Inventory
    12.1%
    Working capital
    Receivables +15 days
    Collection delay
    -€8.1M
    Funding +150bp
    Market stress
    -€3.4M
    Treasury liquidity proxy
    LQTY1D
    $99.10-1.80 (-1.78%)
    UpDownMA 5
    $105.78$103.67$101.55$99.43$97.32VOLUME03 Jun — O 102.4, H 104.1, L 101.8, C 103.7, Vol 1.3M03 Jun04 Jun — O 103.7, H 105.2, L 103.1, C 104.8, Vol 1.5M05 Jun — O 104.8, H 105, L 102.6, C 103.2, Vol 1.7M05 Jun06 Jun — O 103.1, H 104, L 101.9, C 102.4, Vol 1.6M09 Jun — O 102.5, H 103.4, L 100.8, C 101.2, Vol 2M09 Jun10 Jun — O 101.1, H 102.3, L 99.7, C 100.2, Vol 2.2M11 Jun — O 100.3, H 101.8, L 99.9, C 101.4, Vol 1.8M11 Jun12 Jun — O 101.5, H 102, L 98.8, C 99.4, Vol 2.7M13 Jun — O 99.5, H 100.4, L 97.9, C 98.6, Vol 2.9M13 Jun16 Jun — O 98.7, H 100.1, L 98.2, C 99.8, Vol 2.1M17 Jun — O 99.8, H 101.2, L 99.1, C 100.9, Vol 2M17 Jun18 Jun — O 100.8, H 101, L 98.6, C 99.1, Vol 2.4M18 Jun
    Treasury liquidity proxy OHLCV data
    TimeOpenHighLowCloseVolume
    03 Jun102.4104.1101.8103.71280000
    04 Jun103.7105.2103.1104.81460000
    05 Jun104.8105102.6103.21740000
    06 Jun103.1104101.9102.41580000
    09 Jun102.5103.4100.8101.22010000
    10 Jun101.1102.399.7100.22240000
    11 Jun100.3101.899.9101.41810000
    12 Jun101.510298.899.42670000
    13 Jun99.5100.497.998.62920000
    16 Jun98.7100.198.299.82140000
    17 Jun99.8101.299.1100.91960000
    18 Jun100.810198.699.12380000
    Liquidity exposure by maturity bucket
    0-30d31-90d91-180d181-365d050100150200
    Liquidity exposure by maturity bucket chart data
    LabelUSD millions
    0-30d186
    31-90d142
    91-180d96
    181-365d71

    Liquidity risk propagation

    Connected intelligence canvas · trace dependencies and impact paths

    5

    Entities

    4

    Links

    3

    Attention

    3 exceptions
    Receivables to Cash cycle: extendsInventory to Cash cycle: extendsCash cycle to Liquidity buffer: consumesLiquidity buffer to ALCO review: triggersReceivables · Driver · highReceivablesDriverDSO 63.9Inventory · Driver · mediumInventoryDriver+8 daysCash cycle · Metric · highCash cycleMetric132.8dLiquidity buffer · Control · affectedLiquidity bufferControl-11%ALCO review · Decision · reviewALCO reviewDecisionRequired
    DriverMetricControlDecision
    • Receivables to Cash cycle: extends
    • Inventory to Cash cycle: extends
    • Cash cycle to Liquidity buffer: consumes
    • Liquidity buffer to ALCO review: triggers

    Working Capital Trend

    Cash conversion cycle

    132.8days

    +17.3

    days

    DSO

    63.9days

    +17.2

    days

    Liquidity Risk Score

    82/100

    Threshold: 75· exceeded

    DSO pressure
    84
    CCC breach
    88
    Source freshness
    96

    Recommendations

    Escalate to ALCO with treasury mitigation plan

    high impact
    82% confidenceOwner: treasury

    Open receivables acceleration workstream

    medium impact
    78% confidenceOwner: finance_ops

    Built for regulated environments

    MiFID II · Basel III · GDPR · SOX · DORA · BCBS 239 · FATF — evidence patterns and controls your auditors can map and verify.

    HITL approval gates

    Agents cannot take sensitive actions without human review. Every approval is timestamped and logged — ready for audit.

    Immutable audit trail

    Every prompt, tool call, model response, and policy decision is logged with full metadata. Exportable for regulatory review.

    Org Policy guardrails

    Configure risk ceilings, PII redaction rules, content restrictions, and approved tool lists — enforced at the platform level.

    Data residency & VPC deploy

    Deploy inside your Azure, AWS, or GCP VPC. Data never leaves your boundary. Single-tenant options available.

    How Flockion capabilities map to finance

    Every platform feature was designed with enterprise governance in mind.

    Platform capabilityWhat it does for financial institutions
    Knowledge HubGround agents in your regulatory library, policies, and internal procedures. Semantic search across thousands of documents.
    HITL InboxHuman-in-the-loop approval for any agent action flagged as sensitive — risk decisions, client communications, filing submissions.
    Org PolicySet organization-wide guardrails: content restrictions, approved model lists, PII redaction, and risk level ceilings per team.
    Run Timeline & Audit LogsImmutable trace of every agent run, tool call, and decision. Exportable for SOC2, GDPR, and internal audit review.
    Workflow HistoryFull history of every workflow execution with inputs, outputs, and version tracking — essential for model risk governance.
    ObservabilityTrack agent usage, cost, error rates, and policy denials across all teams and business lines in one operational view.

    Multi-agent teams for finance

    Pre-built team blueprints ready to configure and deploy.

    Regulatory Reporting Team

    Orchestrator · Data Extractor · Validator · Report Drafter · Exception Flagger

    Credit Risk Surveillance Team

    Risk Manager · Portfolio Analyser · Threshold Monitor · Alert Writer

    KYC Due Diligence Team

    Research Manager · Company Analyst · Sanctions Checker · Risk Scorer · Report Writer

    Policy Compliance Team

    Compliance Manager · Policy Checker · Evidence Gatherer · Gap Analyst

    Ready to bring AI to your institution?

    Talk to our team. We'll map a deployment that meets your compliance, data residency, and audit requirements.

    Talk to Sales View Enterprise options

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